Loch Associates Group is delighted to welcome Penny Hall as our new Commercial Property Solicitor and Partner. With over two decades of legal experience, Penny brings a dynamic and pragmatic approach to property law that is already proving to be of great value to our clients.
A natural fit for Loch’s clients
Penny’s arrival enables Loch to offer a holistic legal service for our corporate clients. Whether it’s advising on corporate transactions or supporting property litigation matters, having an in-house commercial property expert ensures seamless continuity across all areas of the firm.
“I joined Loch mid-March to grow our in-house commercial property service, building a department from the ground up to meet growing client demand,” Penny says. “It already feels like the momentum is building with our property work, and it’s fantastic to see the growth we’ve achieved so far.”
Penny’s focus is firmly on delivering practical, client-focused support across a broad spectrum of property matters.
“This job never fails to surprise me,” she adds. “Every property has its quirks, and no two transactions are ever the same.”
Why commercial property services matter
For many companies and business owners, property is a core part of their operations—whether it’s moving offices, managing leases, acquiring premises, or dealing with property during a merger or acquisition.
“Most companies have a property need at some point, whether it’s negotiating a lease, buying premises, or supporting growth through development,” Penny explains. “Our services at Loch are here to help both existing clients and new ones navigate those processes confidently and effectively.”
Introducing Loch’s commercial property services
Our commercial property offering covers a full spectrum of services, with specialist expertise across:
Commercial conveyancing
We can support clients with the sale and purchase of commercial properties, including both leasehold and freehold transactions, auction purchases, and detailed due diligence.
Loch’s services include:
- Drafting and negotiating heads of terms and transaction documentation
- Investigating title and conducting due diligence
- Handling lender requirements
Penny’s experience acting for both buyers and sellers allows her to provide clear, tailored advice that mitigates risks and adds value at every stage of a transaction.
“Auction properties in particular can be riddled with challenges,” Penny notes. “You wouldn’t believe how many auction packs are missing even basic documents. Clients sometimes come to us days before bidding, often without allowing time for robust due diligence. This can be risky.”
It is critical to seek legal advice before entering an auction. Early review can help avoid financial losses and unexpected liabilities later on.
Investment properties
Loch also supports clients with commercial property portfolios, whether they’re buying to hold, develop or resell.
“We work with clients who are investing for income or long-term growth, and many properties are subject to existing leases,” says Penny. “Due diligence is essential to ensure you’re not inheriting unresolved issues.”
Key services include:
- Title investigation
- Reviewing tenant leases and rental income
- Identifying potential planning issues
Landlord and tenant work
From granting and taking commercial leases to documenting rent reviews and lease variations, Loch provides comprehensive support for both landlords and tenants.
Our services cover:
- Lease drafting and negotiation
- Break clauses, rent concessions, and subletting arrangements
- Navigating title complexities, for example head leases
“Office moves, industrial units, retail premises – these are all part of the day-to-day,” Penny shares. “We support clients across all sectors with practical lease strategies.”
Drawing on her experience, she adds: “Don’t underestimate the complexity of a lease. A simple-looking document may omit important protections or obligations. I always say, once you’ve got decent heads of terms, everything flows more smoothly. Without that, you may be renegotiating far too late in the process.”
Corporate support for M&A
Commercial property often plays a critical role in business sales and acquisitions. Penny and the team provide property support for corporate transactions, including:
- Preparing title packs
- Drafting and reviewing property elements of Share Purchase Agreements/Asset Purchase Agreements
- Reviewing lease obligations and risks
“When companies acquire or sell, properties can be a significant part of the deal,” Penny says. “We ensure leases are properly reviewed, helping clients to avoid inheriting problems.”
Land development
With experience acting for both developers and landowners, Penny can also support clients through the legal complexities of land development projects.
“Option agreements, planning conditions, overage provisions – these are just some of the key areas where clients need clear guidance,” she explains.
Our services include:
- Drafting and negotiating development agreements
- Investigating title, restrictive covenants and access rights
- Reviewing planning documentation
Commercial property services with a client-centric approach
Known for her straightforward and proactive style, Penny believes early engagement is the key to successful outcomes.
“I never underestimate how much is at stake for clients. It’s vital to involve legal expertise early. ‘Act in haste, repent at leisure’ is a phrase that certainly applies here.”
She is also passionate about keeping clients informed so they can make well-considered decisions, and emphasises that early engagement is vital, whether it’s reviewing title documentation or navigating a commercial lease.
“What may seem like a minor oversight can lead to major consequences. We help clients spot those red flags early, before they become costly.”
Looking for help with your commercial property?
We’re thrilled to have Penny on board as we further expand Loch’s services. Her experience, insight, and client-focused approach are already making a positive difference.
If you’re planning a commercial property transaction, or just want advice before taking the next step, get in touch with Penny and the team today via 0203 667 5400 or hello@weareloch.com
As an extension of your team, we connect the dots between leadership, compliance, people strategy, and business growth when partnering with ambitious organisation leaders and individuals to solve complex challenges. Our integrated approach provides commercially focused, pragmatic solutions that help you when you’re faced with a decision that will protect, grow, or secure your future. By covering every angle, we give you the confidence to move forward for long-term success.
